Disability Benefits
Short-Term Disability insurance is “paycheck” protection that pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.
Benefits |
|
|---|---|
Benefit Percentage |
60% |
Weekly Benefit Maximum |
$1,000 |
When Benefits Begin |
1st day Accident |
Maximum Benefit Duration |
13 weeks |
Pre Existing Limitation |
3/12 |
100% Employer Paid
Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.
Benefits |
|
|---|---|
Benefit Percentage |
60% |
Monthly Benefit Maximum |
$5,000 |
When Benefits Begin |
90th day of disability |
Benefit Duration / Own Occupation |
To age 65 / 2 years |